@JHobbs87 welcome to the forum. do you live England, Scotland ,wales the rules for care limits and care systems are different depending where you live.the nation.
Carersuk have an adviceline open mon -Fri 9am -6pm phone number 0808 808 7777. you could give them a ring and chat with them. Also tell them the benefits your mum and dad get so they can check they are getting all the benefits they should be. If they are not ask them to help you apply for them for your mum and dad.
Also there is your local citizens advice bureau they also know a lot about benefits and care .lots of things you could give them a ring type citizens advice bureau into google the area you live and there phone number will come up.
Depending on income and savings (but not including your home you live in ) this is for England ,but that is just for home care.
Over £23,500 in savings and assets they are classed as self funder and have to pay for their own care.
Between £14,250-£23,500 have to pay a contribution.
Below £14,250 there capital is disregarded and may pay contribution from there income but depends.
But all these depend on which nation you live in they all have there own care systems .the above I’ve wrote is for England.
Your mum and dad would each have a care needs assessment and a financial assessment to see what help they needed and how much they could afford to pay. You would also have a carers assessment caring for them.
Also with your dad being in hospital I obviously don’t know how he is . But if people in hospital are discharged and need help ,they can get reablement care for 6 weeks which is free from the date they come out of hospital to help them as they recover. You need to ask to speak to the care co ordinator at the hospital where you dad is. They organise discharge and would be able to arrange this before he came home if he needs help.
I hope this helps. I would ring one of the numbers above and speak to them or even both if you want.
Ask any questions you want to hear also.
This is just something I was once told. If your mum and dad end up having to much in savings and income .and are told they are self funder the age uk do homecare I was once told and they may be cheaper than using the agencies the council use if they were classed as a self funder. Depending on capital , etc.
Also I was once told sometimes when there is 2 people from the same house and they both need care and help depending what .they could have one call of however much time you think it would take and the call be for both of them .
The Ageuk national phone line is 0800 678 1602. they would give you advice and the phone number for your local ageuk .
Lastly do you get carers allowance for looking after your mum and dad. Or your dad get carers allowance for looking after mum. You need to ask about and look into that aswell with the numbers above ok. If you don’t make a claim . There is criteria you could only claim carers allowance for mum or dad.even though you care for both of them you can only claim it for one. If dad cares for mum he may be able to claim for her.but you will have to ask about these as there are criteria based on income thresholds, benefits and if they overlap ,and care hour limits have to care for 35 hours a week. Tell the places above everything carersuk ,or citizen advice bureau whichever they deal with these sorts of things everyday.
I hope that you are ok, have a nice day and take care.
