Hi
My husband who earns 28,000 a year needs to give up work and become a full time carer
We have no savings or assets
We have a mortgage
I get pip allowance due to my disability about £450 per month
Is there other benefits we can claim? Clueless when it comes to this
Thank you
Best place to start ?
An online benefits calculator … a financial m.o.t. if you like :
That will give you a good indication of what benefits and allowances can be claimed.
On the housing front … a mortgage … little help there … what there is isn’t actually must help :
https://www.carersuk.org/forum/support-and-advice/carer-disability-benefits/mortgage-interest-to-be-a-loan-under-uc-31190?hilit=mortgage%20interest
I hope the above provides some assistance.
Welcome to the forum,
It would be a shame for your husband to give up a well paid job unless absolutely every other option had been explored first.
Will he be caring for you, or someone else?
If you could give a bit more information, especially ages and what help is needed, there might be other options that would enable him to keep his job
Ready reckoner ?
Job paying £ 123 + Carers Allowance £ 66.15 … both per week … £ 189.15 in total … £ 9.835.80 per annum.
Roughly 40% below the official poverty line.
Possible , of course , to earn " More " through the pension route … a case of jam tomorrow rather than today.
Add on the PIP element and … as a couple … still below the official poverty line.
Replacement care ?
At £ 15+ per hour ???
( Keep job £ 28,000 and pay for 35 hours / 47 weeks of replacement care … 5 weeks holiday … costing £ 24,675 ??? )
( If . like many , an hour or two commute to work , add a few £’s to that replacement care cost ! )
Possible to hire a paid carer direct … thus cutting the rate per hour but … becoming an employer ???
Welcome , indeed , to CarerLand.
Some people get upto £40K per year assistance from local authority but you have to get a needs assessment done. Be prepared with a social care and health solicitor and a self directed support worker with you when meeting social work and take notes. You have the right to ask for another social worker if they seem obstructive.