Hi it’s Steph i did reply to your helpful suggestions but it looks like my post wasn’t posted. Since then been busy my husband got a cold but cos his swallow doesn’t work the way it should it’s more problematic then for us. So have had my hands full. Any ideas or insights on these budget things I would appreciate.
PHBs … Personal Health Budgets ?
( Internet search for same.)
Full sp from the NHS :
What is a personal health budget? - NHS
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What is a personal health budget ?
A personal health budget is an amount of money to support your health and wellbeing needs, which is planned and agreed between you (or someone who represents you), and your local NHS team. It is not new money, but it may mean spending money differently so that you can get the care that you need.
A personal health budget allows you to manage your healthcare and support such as treatments, equipment and personal care, in a way that suits you. It works in a similar way to personal budgets, which allow people to manage and pay for their social care needs.
New eligibility guide following the Government’s announcement in October 2019 :
https://www.england.nhs.uk/personal-health-budgets/
For once , very detailed.