Carers allowance & universal credit question

Is carers allowance a separate payment into your bank account or does universal credit with carers element cover carers allowance also?

If you claim Universal Credit with the carer’s element, you can’t claim Carers Allowance. They’re what are known as “overlapping” benefits.

Do I need to tell carers allowance I get Universal Credit?
You must tell the Universal Credit office that you are a carer using your online journal or calling if you are a telephone claimant. This is because they will not automatically know this and apply the element, even if you are getting Carer’s Allowance.

I found In order to get get the Carers Element for Universal Credit. I had to apply to Carer’s Allowance they then awarded an Underlying Entitlement to Carer’s Allowance. Before the DWP would add the Carers Element to my Universal Credit Claim.

It gets annoying because the departments don’t talk and you have to do the running around on hold just to get it sorted