My mother is in a care home partly funded by her local authority, she has just under £23,000 in total assets. She has asked me to look into buying her a pre-paid funeral plan, which will cost in the region of £4000. I was wondering if her local authority could class this as a deprivation of assets in her next financial assesment in 2022…
My guess is a funeral plan would be fine. Banks will allow funerals to be paid for out of the deceased assets, a funeral already paid for would be easier for everyone.