I am requesting the Financial Assessment is reviewed. This is for a Direct Payment for respite.
The original one only allowed the council tax to be set against my husband’s income.
It is agreed I should get one but there is a delay because of which LA Dept. pays
Short term or long term. My husband has Vascular Dementia and dysphagia.
Since I enquiered last November and assess in March he has deteriorated but I am reluctant to say he needs a carehome.
All of the SERPS part was taken as his income BUT should he die I would inherit 100% should we divorce I could claim half.
We are in our eighties so when I worked there was no pension for women, the NI was based on a married women’s status. When that change to the right to pay the full NI I was advised three times that it was not worth it with our 5 year age gap. This was bad advice.
We have always worked as one unit. My husband paid in full SERPs as it would provide for a shared old age or if one was left the other would have income.
I am appealing but verbally have been told the SERPs is taken as his income.
This means if this happens I could not run a small home on my income.
I would be grateful of any advice the local CAB could not advise.