Hi Marc … your posting raises numerous questions.
First off , AGE UK … and the basics of moving into a care home :
Care homes | Information and Advice | Age UK
Moving into a care home, or choosing one for a loved one, can feel daunting. We’re here to help you make the best choice for you, with tips on how to find a good care home and advice on paying for it.
AGE UK … housing options in general :
Housing choices | Residential and Home options for old age | Age UK
Starting to think more about where you live? There are lots of options available, from renting to sheltered housing or residential care.
AGE UK … financing … particularly important from your standpoint :
Paying for care
Social care isn’t free, so you will need to pay for some of your care. We can help you work out how much it will cost, how to pay and what to do if you’re worried about the costs of your care.
Allied to the last link , AGE UK … DO I HAVE TO SELL MY PROPERTY ?
Do I have to sell my home to pay for care ?
Your ability to pay for care will be worked out through a means test. Your home will not be included if you’re arranging care and support at home or if you go into a care home on a temporary basis. > If you move into a care home permanently, your home will not be included if your partner still lives there or, in certain circumstances, a relative.
Those are the basics for you to peruse at your leisure.
If you are aged under 60 at the time a parent moves into a care home , your interest is at risk under current Government policy !
A very detailed guide from … guess who ? … AGE UK covering the whole scenario … 44 pages worth :
Your position … This Is Money ( Daily Mail ) article … STRONGLY recommended :
Will my sister who cared for our dad be made homeless? | This is Money
Will my sister who cared for our poorly dad be made homeless after he moves to a care home ?
ANCILLARY / RELATED CONCERNS :
( Wills / power of attorney / benefits / Council Tax disregard / discount / Needs and Carer Assessments … all in course / place ??? )
( I assume that CHC / NHS Continuing healthcare is NOT a factor here ??? )
( Caring alone ? What outside care are you getting … that Needs Assessment ? )
Enough from me , others will be along to add their insights.