Hi, I’m down as mums legal carer but I’ve one older sister. I’m wanting to get life insurance)/funeral plan for her. Can I do it without consulting my sister???
Hello everyone, I’m hoping to start a family in the next few years and I’m wanting to know if it ever came to it, could I just walk out with/without a baby and stop been my mum’s carer??!
Absolutely. But why not tell us more about mum?
What would you like to know??? Xx
Apologies, I thought you were a new member.
I’ve now looked back on earlier posts, and you’ll see I’ve said before that you cannot be forced to care for mum, ever again.
However, you need to take control of this yourself, because you are doing things that no one else can be bothered to do, put simply, you are being used by others!
Once you start believing that you have a right to a life of your own, that you control your life, then you can start moving forward, making plans for a home of your own, and a family of your own. Only YOU can put you first, no one else will.
No worries hun
Thank you. 
Hello again, Lesley. I have read through your posts again but can’t find any previous reference to your sister. (If I have missed something, please correct me and accept my apologies.) To answer your points:
I’m down as Mum’s legal carer.
What specifically do you mean by “legal” carer? Registered with whom? Your GP? A solicitor? Someone else? Please be more specific.
Can I do it without consulting my sister?
Why do you think you need your sister’s permission to do things? Does she need your permission for anything? The lack of mention of your sister so far suggests that she is not contributing to Mum’s care and welfare. In that case, I do not see that you need to seek her opinion, let alone her permission. The fact that she is older than you is immaterial.
I’m wanting to get life assurance/funeral plan.
We would need to know more about what Mum currently has in savings and life assurance. Part of the purpose of life assurance is to provide for payment of funeral costs. Life savings could also be used for this. Do you have power of attorney? You could have a discussion with your sister, as a courtesy but mainly to find if your sister knows anything that you do not know.
Funeral directors try to lure us into these funeral plans with prophecies of escalating funeral costs. They may be OK for those that have not provided with life assurance. If you mum has not taken out any life assurance, she has left it a bit late and she may not get favourable terms. If you do decide to go along this path I suggest get independent financial advice.
One person you should definitely consult over this is Mum. She will be paying, after all. Don’t pay any of your own money into a funeral plan for Mum. Why should you?